Fill Your Wisconsin Sbd 10687 Form

What is the purpose of the Wisconsin SBD-10687 form?

The Wisconsin SBD-10687 form is utilized for the application of a Certificate of Title for a manufactured home. This certificate acts as proof of ownership and is necessary for the registration of the home in Wisconsin. The form requires detailed information concerning the home's owner or owners, the manufactured home itself, any lien or loan information, and the payment of associated fees. It's essential for transactions such as purchasing a new or used manufactured home, transferring ownership, replacing a lost title, or changing ownership due to inheritance or as a surviving spouse or domestic partner.

How can I submit the Wisconsin SBD-10687 form and what documents are required?

To submit the Wisconsin SBD-10687 form, applicants must complete Sections A through F, providing comprehensive information about the owner, the manufactured home, and any loan or lien against it. The submission must include the original Certificate of Title or Manufacturer’s Certificate of Origin, depending on whether the manufactured home is new or used. If applicable, a lien release, Consent to Purchase form (for owners under 18), form SBD-10693 with a death certificate (for heirs, surviving spouses, or domestic partners), and payment for the appropriate fees are required. Applications are sent to the State of Wisconsin, Department of Safety & Professional Services- Manufactured Homes, with the option for fast service processing for an additional fee.

What fees are associated with the Wisconsin SBD-10687 application, and how can they be paid?

The fees associated with the Wisconsin SBD-10687 application vary depending on the transaction type: $23.00 for an original title or transfer, $8.00 for a title replacement, $15.50 for a title by a surviving spouse or domestic partner, and a $4.00 loan filing fee per new loan in the case of financing. A fast service processing option is available for an additional $15.00 per application. Payments can be made by enclosing a signed check payable to “DSPS” with the application. No fee is required for Salvage, Flood Damage, or Junked titles.

Where should the completed Wisconsin SBD-10687 form and accompanying documents be sent?

The completed Wisconsin SBD-10687 form and all required documents and payments should be mailed to the State of Wisconsin, Department of Safety & Professional Services- Manufactured Homes, P.O. Box 8935, Madison, WI 53708-8935 for standard service. For expedited service, including walk-in customers and overnight mail, the physical office address is 1400 East Washington Ave., Madison, WI 53703. Be sure to include any applicable fees for the selected service type.

Is it required to include the sales tax payment when purchasing a new manufactured home using the Wisconsin SBD-10687 form?

Yes, when purchasing a new manufactured home, the appropriate sales taxes must be collected and forwarded to the Department of Revenue as part of the transaction process. The dealer’s signature on the form also serves as evidence that sales taxes have been addressed. The amount subject to sales tax for new homes is calculated as 65% of the full purchase price of the home described in Section B. However, no sales tax is owed for transactions involving used homes. Dealers selling new homes are required to provide a Wisconsin Department of Revenue seller’s permit number on the form, while those who sell only used homes are exempt from this requirement.

Filling out the Wisconsin Manufactured Home Certificate of Title Application (SBD-10687) is a crucial step in recognizing ownership. However, applicants commonly make mistakes that can delay processing. Understanding these errors could streamline your application process, ensuring a smoother, more efficient handling of your title application.

1. Incorrect or unclear owner information: Applicants often fill out the owner information section in a hurry, leading to typos or hard-to-read handwriting. Since this information will appear on the title, it's vital to print clearly and review for accuracy.
2. Not checking the land ownership status: The question regarding whether the home is placed on land owned by the home's owner is sometimes overlooked. This is a critical detail that affects the title process.
3. Leaving the manufactured home information incomplete: The form requires detailed information about the manufactured home, including the serial identification number and dimensions. Missing or incorrect information in this section can cause delays.
4. Forgetting to list secured parties in Section C: If the home is financed, the lender's information must be accurately provided. Applicants sometimes forget to list the lender or provide incomplete information.
5. Miscalculating fees: The various scenarios described in Section D demand different fees. Applicants often miscalculate the total due to misunderstanding these scenarios or making simple arithmetic errors.
6. Neglecting to include necessary documents: Depending on the type of application (original, transfer, heir, etc.), specific supporting documents are required. Failing to include these can halt the entire process.
7. Overlooking the dealer’s or seller’s section: Purchases made through a dealer require completion of the dealer’s statement of sale and warranty. This section is sometimes skipped by applicants, especially in private sales.
8. Incorrect signatures: All owners listed must sign the application. A common mistake is having only one owner sign when the title is in multiple names, or missing the signature entirely, both of which are invalid.

To mitigate these common errors, applicants are encouraged to take their time filling out the form, double-check all information for accuracy, and ensure all required documents are included before submission. Careful attention to these details not only prevents delays but also protects against potential legal issues associated with incorrect title information.

When it comes to navigating the intricacies of manufactured home ownership in Wisconsin, the Wisconsin SBD 10687 form stands as a fundamental document. However, to ensure a comprehensive understanding and adherence to state requirements, several additional forms and documents often accompany this application. Each serves a distinct purpose, contributing to a smooth transition of ownership, compliance with legal contingencies, and the assurance of the manufactured home's legitimate status.

• Manufacturer’s Certificate of Origin (MCO): This document is vital for new manufactured homes. It acts as the birth certificate of the home, providing proof that it is brand new. When you're applying for a title for a brand-new home, this certificate is required to verify the home’s origin and legitimacy.
• Original Certificate of Title: For used manufactured homes, the original certificate of title is necessary. It shows the home's ownership history and is essential for transferring the title to new owners. To successfully process the Wisconsin SBD 10687 form for a used home, the current title must be submitted with the application.
• Consent to Purchase form (SBD-10773): If an owner is under 18 years old, this form is a prerequisite. It signifies legal guardian approval for the minor's involvement in the transaction, ensuring that all parties engaged in the ownership transfer adhere to state laws concerning age and consent.
• Lien Release: In scenarios where the manufactured home was previously financed and the lien is recorded on the title, a lien release is required. This document is proof that any previously owed debt on the home secured by the lien has been fully paid off, clearing the way for a clean title transfer.
• Death Certificate and SBD-10693 Form: For transferring the title of a home due to the passing of the previous owner, these documents are indispensable. The death certificate authenticates the death of the owner, and the SBD-10693 form is used to inform the state about the new ownership due to inheritance or being a surviving spouse/domestic partner.

While the Wisconsin SBD 10687 form serves as the cornerstone for transactions involving manufactured homes, the ancillary documents listed ensure a comprehensive process that considers all legal and regulatory nuances. It’s advisable for individuals to be diligent in gathering and completing all relevant paperwork, making the transition of ownership as seamless as possible. Understanding the role of each document can significantly demystify the process, setting a clear path for compliance with state mandates and securing the rightful ownership of a manufactured home.

The Wisconsin SBD 10687 form, which is a Manufactured Home Certificate of Title Application, bears similarities to an Automobile Title Application found in many states. Both applications share the common purpose of establishing legal ownership and are required for the vehicle or manufactured home owner to demonstrate clear ownership. These documents typically include owner information, vehicle or manufactured home identifying features such as make, model, and serial number, and information pertaining to any lien on the property. The clear intention is to document ownership and any encumbrances on the title clearly.

Similarly, a Boat Registration and Title Application found in several jurisdictions mirrors the need to register and title a manufactured home. Boat registrations, like the SBD 10687, collect detailed information about the vessel, including length, manufacturer, and hull identification number. Both registrations are critical for documenting the legal ownership of significant personal property items and ensuring the state's record-keeping and tax collection efforts are accurate and up to date.

Another closely related document is a Mobile Home Tax Certification form, which municipalities require to ensure all property taxes have been paid before a mobile or manufactured home is sold or relocated. While primarily focused on tax status, this form complements the title application process by providing an additional layer of legal assurance regarding the property's standing. Both forms are fundamental in the transfer and registration process, ensuring no outstanding financial obligations are associated with the property.

The UCC-1 Financing Statement form also shares similarities with the Wisconsin SBD 10687 form. It is used to record a secured transaction on personal property, including manufactured homes, to establish priority in case of debtor default. Both documents play key roles in the financial and legal aspects of owning significant property, ensuring that any liens or encumbrances are made public record to protect the interests of secured parties and owners alike.

The Department of Motor Vehicles (DMV) Change of Address Form, while more general, connects with the manufactured home title application in terms of updating official records. Owners of manufactured homes, like drivers or vehicle owners, must notify the relevant state department of any address changes to ensure they receive important correspondence related to their property, including renewal notices, tax bills, and other legal documents.

A Certificate of Occupancy is another document that, while broader in scope, relates to the certification process of a manufactured home. This certificate is proof that a building, including manufactured homes placed on a property, complies with local building codes and zoning laws. It's crucial for the legal inhabitation of the property. Both certificates ensure that the dwelling meets specific standards and is suitable for occupancy or ownership in compliance with local regulations.

Real Estate Purchase Agreement forms outline the terms and conditions of the sale of property, including manufactured homes. They detail the agreement between buyer and seller, similar to how the Wisconsin SBD 10687 form details the transaction for a title change. Although serving different stages of the transaction process, both documents are pivotal for the legal transfer of ownership and ensuring the rights and obligations of all parties are clearly defined and agreed upon.

A Lien Release form is directly associated with the SBD 10687 form, particularly in transactions involving financed properties. When a lienholder has been paid off, a Lien Release must be filed to remove the lien from public record, similar to updating the manufactured home's title to reflect changes in ownership or encumbrances. Both forms are critical for maintaining accurate records of the property's financial standing and ownership.

Lastly, a Personal Property Tax Declaration form, required by some jurisdictions, encompasses the valuation and taxation of movable non-real estate property, which can include manufactured homes. These declarations help local governments assess and collect taxes on valuable personal property. In conjunction with the manufactured home title application, this declaration ensures that owners are properly taxed based on the current value and status of their property, reflecting a comprehensive approach to property management and taxation.

Filling out the Wisconsin SBD-10687 form for a manufactured home certificate of title is an important process that requires attention to detail. To make sure everything goes smoothly, here are some dos and don'ts to keep in mind:

• Do make sure to print clearly in all sections of the form to prevent any misunderstandings or processing delays.
• Do verify all the information before submitting, especially the manufactured home's serial number, model year, and manufacturer name, to ensure accuracy.
• Do contact your lender for the correct loan information if there is a lien on the manufactured home, as this needs to be accurately reflected in Section C.
• Do include the appropriate fee with your application. Verify the fee amount required for your specific title application, whether it's for an original title, transfer, or a replacement title.
• Do sign the form. Both the owner and co-owner (if applicable) must sign the application in Section F for it to be processed.
• Don't forget to include any additional documentation that may be needed, such as a Manufacturer’s Certificate of Origin for a new home, the original Certificate of Title for a used home, or a death certificate if applying under heir or survivor provisions.
• Don't try to title a home that is subject to a recorded mortgage without consulting the Department of Safety & Professional Services or a legal advisor, as mentioned in the instructions.